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For Buyers The Mortgage Rate Buy-Down: An Antidote to Rising Interest Rates Mortgage Rate Buy-Down Are you among the many homebuyers losing sleep over the sharp rise in interest rates? You’re not alone. Interest rates have nearly doubled in the past year and reached their highest levels in two decades, now floating around the mid-6% range. The result? Monthly housing costs for new buyers have escalated by […]
For Buyers Demystifying the Home-Buying Process: What You Need to Know Now! Hello, dear readers! I’m Kevin Farfan, your trusted Realtor in the vibrant real estate world. I understand that the housing market can seem like an enigma wrapped in confusion for many. But fear not, for I’m here to help you navigate through this intricate journey. A recent report by Clever revealed that a significant portion […]
Housing Market Updates Understanding Interest Rates and the Housing Market Interest rates and the housing market are tied together in ways that can affect your personal finance, mortgages, and overall real estate investments. Recently, the prime mortgage rate soared past 8%, reflecting significant changes in the economy. As your trusted realtor, I, Kevin Farfan, aim to provide you with insights into what’s affecting these rates […]
For Sellers Understanding Seller Disclosure Responsibilities: A Guide for Homeowners Hello everyone, Kevin Farfan here! As a seasoned realtor in the vibrant city of Tampa, I’ve been immersed in the intricate world of property transactions for years. I’m excited to share my insights today about an aspect of selling property that’s critically important but often overlooked: Seller Disclosure Responsibilities. Before I dive into specifics, let’s […]
For Homeowners Navigating the Complex World of HOA Loans: An Essential Guide for Homeowners Maintaining an attractive, functioning community doesn’t just happen overnight. It requires constant attention, effort, and most importantly, capital. Homeowners’ Association (HOA) boards are faced with the task of juggling these elements to ensure their community thrives, but what happens when the budget doesn’t match the ambition? Enter HOA loans – a controversial yet potentially beneficial […]
For Buyers The Charm of Ruskin, FL: Reasons to Make It Your New Home The allure of Florida’s Tampa Bay region is undeniable. Its tranquil parks, sandy beaches, diverse culinary scene, vibrant nightlife, and the affordable cost of living have endeared many. And nestled within Tampa’s SouthShore district, where Tampa Bay meets the Gulf of Mexico, is Ruskin, an endearing bedroom community known for its small-town charm, proximity to […]
Housing Market Updates Insurance Woes: The Brewing Storm in Florida’s Real Estate In Florida, there’s a new tempest brewing that’s as impactful as a hurricane, but this one doesn’t involve swirling winds or catastrophic downpours. Instead, it revolves around the insurance industry’s retreat from the state’s property market, a development with grave implications for the Sunshine State’s real estate sector, which continues to attract new residents from […]
Housing Market Updates A Summer Surge: Understanding Rising Mortgage Rates and their Implications Kevin Farfan here, bringing you the latest on mortgage rates and how they are shaping the Tampa Bay real estate market. According to the most recent Primary Mortgage Market Survey® (PMMS®) from Freddie Mac released just yesterday, we are seeing an upswing in the rates. The 30-year fixed-rate mortgage (FRM), a staple in our real […]
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Housing Market Updates The Housing Market’s Twin Pillars: Low Mortgage Rates and High Home Equity As the numbers roll in, there is one striking observation that stands out – the robustness of the current housing market. Realtor Kevin Farfan, affiliated with Coldwell Banker Realty, believes that we are witnessing one of the most solid housing markets of our lifetime, perhaps even the strongest. His conviction is backed by two pivotal […]
For Buyers Navigating Tampa’s Real Estate Market: A Glimpse into First-Time Homebuyer Confidence Kevin Farfan, a distinguished Tampa-based Realtor affiliated with Coldwell Banker Realty, is keen on sharing the latest market trends and insights. One recent development of note is the rising confidence among potential homebuyers. According to a new report from Chase, 44% of these individuals are optimistic about their financial readiness to purchase a home in […]
Housing Market Updates The Current Real Estate Climate: Rising Mortgage Rates and New Lending Programs Hello Tampa! Kevin Farfan here, your trusted Coldwell Banker Realty-affiliated Realtor. I’m here to talk about some significant developments that have been unfolding in the mortgage and housing markets recently. Let’s dive into the impact these changes might have on our vibrant Tampa real estate landscape. First off, the 30-year fixed mortgage rate has seen […]
Housing Market Updates Mortgage Rates Rise, Applications Fall: The Current State of the Housing Market In recent weeks, the real estate market has been navigating a volatile landscape of rising mortgage rates. According to the latest Primary Mortgage Market Survey from Freddie Mac, mortgage rates have climbed to 6.39%, echoing the figures we saw a fortnight ago. Surprisingly, the 15-year fixed-rate mortgage has remained steady at 5.75%. Freddie Mac’s Chief […]
Housing Market Updates Rising Demand Fuels New Home Sales Amid Low Inventory Hello there! Kevin Farfan, your go-to realtor in Tampa, back again with some intriguing updates from the real estate sector. You may have noticed some shifts in the housing market recently, and one trend worth mentioning is the impressive increase in new home sales. April marked the seventh consecutive month of growth in new home […]
For Sellers Sellers Maintain Control in the Mid-Atlantic Housing Market: Insights from Bright MLS As an expert Realtor in Tampa, I believe it’s crucial to stay informed about the latest trends in the real estate market. According to a recent report from Bright MLS, sellers in the Mid-Atlantic region are holding strong positions in home sales. In this blog, we’ll delve into the key findings of the report and […]
For Sellers The Surprisingly Active Spring Housing Market: Opportunities for Sellers As an experienced Realtor based in Tampa, Florida, I’m excited to share some insights about the current state of the spring housing market. Despite affordability challenges and limited inventory, buyer demand remains strong and continues to grow. In this blog, we’ll explore the reasons behind this active market and discuss the opportunities it presents for […]
For Sellers Why Pricing Your House Right in Tampa, Florida Is More Crucial Than Ever The housing market in Tampa, Florida, like the rest of the country, has experienced significant changes over the past year. Although it remains a sellers’ market, homes that are priced appropriately are selling rapidly and garnering the most attention from buyers. If you’re considering selling your house this spring, it’s crucial to work with an […]
For Sellers Harnessing Home Equity: Unlocking Opportunities in Today’s Market Even with the moderation of home prices in the past year, homeowners continue to accumulate significant equity. But what exactly is equity? Put simply, equity represents the difference between the market value of your home and the outstanding balance on your mortgage. Over time, equity grows through a combination of price appreciation and mortgage payments. […]
For Sellers Time for a Change: Is it Time to Sell Your Home? Owning a home offers the comfort of having a space that meets your needs and provides a sense of security for you and your loved ones. However, as life evolves, your requirements may change, prompting the need to consider a move. If you find yourself in this situation, it’s essential to explore all your options […]
For Sellers Navigating the Spring Housing Market: Insights from Industry Experts The housing market has experienced significant changes recently, leaving many with questions about what lies ahead this spring. As a homeowner or potential buyer, you may be curious about the supply of homes, price trends, and mortgage rates. It’s crucial to stay informed and seek expert advice to make the best decisions in this evolving […]
For Sellers Seize the Opportunity: Low Housing Inventory Presents a Seller’s Advantage Are you considering selling your house? Well, here’s an important piece of information you need to know: the number of homes available for sale right now is at a remarkably low level. This season, there are fewer sellers listing their houses compared to the usual trend. Looking back at data from every April since 2017, […]

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