TAMPA BAY NEW CONSTRUCTION DEALS
Your New Home May Be More Affordable Than You Think
Builder Incentives + Special Financing Opportunities + Exclusive Buyer Cash-Back Incentive
Before you walk into a builder’s sales center, contact me first.
New-construction builders throughout Tampa Bay are competing for qualified buyers—and that can create opportunities for reduced prices, special financing, closing-cost incentives and other savings.
As your Realtor®, I help you identify those opportunities, compare communities and financing options, negotiate where appropriate, and represent your interests throughout the transaction.
And qualifying buyers who work with me may also be eligible for my exclusive Buyer Cash-Back Incentive at closing, subject to the terms of our Buyer Broker Agreement and transaction eligibility.
[CHECK AVAILABLE HOMES & SAVINGS]
Complete the form below before visiting the builder.
RIGHT NOW COULD BE AN INCREDIBLE TIME TO BUY NEW CONSTRUCTION
Forget everything you think you know about today’s mortgage market.
The interest rate you see advertised for a typical resale home isn’t necessarily the financing opportunity available on certain new-construction homes.
Large builders may use incentives to reduce prices, contribute toward financing costs, offer special mortgage programs or help qualified buyers reduce the amount of cash needed to purchase.
That means the question isn’t simply:
“What is the price of the house?”
The better question is:
“What is the complete deal I can get on the house?”
That’s where I come in.
CURRENT BUILDER TAMPA BAY PROMOTION
Promotional 3.99% FHA 5/1 ARM*
For a limited time, Lennar is advertising a promotional:
3.99% FHA 5/1 ARM
7.196% APR*
The promotional interest rate remains fixed for the first five years.
Beginning in year six, the interest rate adjusts annually according to the terms of the mortgage.
The promotional APR is achieved through discount points paid by the Builder, and financing through their preferred Mortgage Lender is required.
PLUS
UP TO $30,000 PRICE REDUCTION*
on select qualifying new homes.
Imagine combining the benefits of new construction with builder-supported financing and potentially substantial price reductions.
But these incentives can change quickly.
[SHOW ME THE CURRENT DEALS]
DON’T HAVE A LARGE DOWN PAYMENT?
You May Have More Options Than You Realize.
One of the biggest misconceptions I hear from buyers is:
“I’d love to buy, but I don’t have 20% down.”
You may not need it.
Depending on your qualifications and the loan program selected, financing options can include:
FHA Financing
Qualified FHA borrowers may purchase with as little as 3.5% down.
Conventional Financing
Certain conventional programs may allow qualified borrowers to purchase with a relatively small down payment.
Down-Payment Assistance
The Builder’s preferred Mortgage Lender currently offers a Conventional with Down Payment Assistance program that provides qualifying buyers with 3% down-payment assistance in the form of a second loan.
Even better:
The program isn’t limited exclusively to first-time buyers.
Both qualifying first-time and repeat homebuyers may be eligible.
Instead of assuming you need tens of thousands of dollars before you can buy, let me help you explore the numbers.
[SEE WHAT I MAY QUALIFY FOR]
AND THEN THERE’S MY BUYER CASH-BACK INCENTIVE
Builder Incentives Aren’t the Only Potential Savings.
This is one of the biggest reasons to contact me before you contact or register directly with the builder.
Qualifying buyers who purchase eligible new construction with me representing them may receive a:
BUYER CASH-BACK INCENTIVE AT CLOSING*
This is my incentive to my qualifying buyers and is separate from builder financing programs.
Your eligibility and the amount available will depend on the property, transaction, compensation available, lender/title requirements, and the terms of our signed Buyer Broker Agreement.
I’ll explain the program upfront so you understand exactly how it works before we begin shopping.
[ASK KEVIN ABOUT CASH BACK]
WHY CONTACT ME BEFORE THE BUILDER?
When you walk into a builder’s sales center, the salesperson you meet works for the builder.
I’m there to represent you.
My job is to help you evaluate the entire transaction—not simply sell you one particular community.
I’ll help you:
- Compare new-construction communities throughout Tampa Bay
- Identify available quick move-in inventory
- Compare builder incentives and promotional financing
- Understand HOA and CDD costs
- Evaluate property taxes and estimated monthly housing expenses
- Review different financing strategies
- Compare new construction against resale alternatives
- Understand contracts, timelines and important deadlines
- Coordinate inspections and major transaction milestones
- Evaluate builder price reductions and available incentives
- Protect your interests throughout the purchase
- Determine whether you qualify for my Buyer Cash-Back Incentive
You get professional buyer representation while we work to maximize the overall value of your purchase.
HOMES ARE AVAILABLE THROUGHOUT TAMPA BAY
I’m currently tracking new-construction opportunities throughout communities including:
Tampa • Riverview • Brandon • Wimauma • Parrish • Palmetto • Wesley Chapel • Zephyrhills • Dade City • Land O’ Lakes • Ruskin • Apollo Beach and surrounding Tampa Bay communities
Whether you’re searching for your first home, moving up to a larger property, relocating to Florida, downsizing, purchasing for retirement or simply looking for a better deal, I’ll help you identify the communities that make sense for your budget and lifestyle.
SOME BUYERS ARE WAITING FOR INTEREST RATES TO FALL.
But Builders Aren’t Necessarily Waiting.
This is one of the most important differences between resale and new construction.
A typical individual homeowner normally cannot spend thousands of dollars subsidizing your mortgage rate.
A major homebuilder sometimes can.
Builders may use financing incentives, discount points, price reductions, closing-cost contributions and other promotions to move inventory.
That’s why simply watching national mortgage rates doesn’t tell you the entire story.
The opportunity may already be here.
Let’s run the numbers.
LET ME BUILD YOUR PERSONAL NEW-HOME SAVINGS PLAN
Tell me what you’re looking for and I’ll help you identify available new-construction opportunities that fit your criteria.
I can help you compare:
✓ Current home prices
✓ Available builder incentives
✓ Promotional financing
✓ Down-payment options
✓ Down-payment assistance opportunities
✓ Estimated monthly payments
✓ HOA/CDD considerations
✓ Quick move-in inventory
✓ My qualifying Buyer Cash-Back Incentive
Then you can make your decision based on the complete financial picture, not simply the advertised sales price.
IMPORTANT: CONTACT ME BEFORE VISITING THE BUILDER
Don’t accidentally give up the opportunity to have your own Realtor® involved.
Builder policies regarding Realtor® registration and representation vary.
If you’re interested in one of these homes, contact me before registering online, calling the builder, or walking into the sales center on your own.
I’ll coordinate the process and accompany or properly register you when required.
STEP 1
Complete the form below.
STEP 2
Tell me your target area, budget and desired monthly payment.
STEP 3
I’ll help identify qualifying new homes, incentives and financing opportunities.
STEP 4
We’ll tour the strongest options.
STEP 5
When you find the right home, I’ll represent you through the purchase and determine your eligibility for my Buyer Cash-Back Incentive.
READY TO SEE WHAT YOU CAN ACTUALLY AFFORD?
Your Tampa Bay New Home Could Be Closer Than You Think.
Don’t disqualify yourself because of today’s headlines.
Don’t assume you need 20% down.
Don’t assume every mortgage carries the same interest rate.
And don’t walk into a builder’s sales center without understanding who represents you.
Let’s find the home—and the deal—that makes sense.
[SHOW ME AVAILABLE HOMES & INCENTIVES]
Kevin Farfan, Realtor®
Coldwell Banker Realty
Tampa Bay New Construction Buyer Representation
I Sell Lifestyles!
IMPORTANT DISCLOSURES
Builder prices, incentives, mortgage programs, interest rates, APRs, inventory and availability are subject to change or withdrawal without notice and may apply only to select homes, communities, contract dates and closing dates.
Current Builder promotional example: promotional FHA 5/1 Adjustable-Rate Mortgage at 3.99% interest rate / 7.196% APR. The promotional rate remains fixed for the first five years and adjusts annually beginning in year six according to the loan terms. APR is achieved through Lennar-paid discount points and the promotional financing requires financing through the builder’s preferred Mortgage Lender. Buyer must qualify. Promotional terms, eligible properties and deadlines are determined by the Builder and preferred Mortgage Lender and may change.
Down-payment-assistance programs are subject to borrower, property, income, credit, underwriting and program eligibility requirements. Down-payment assistance may be structured as a subordinate loan and should not be interpreted as free money unless specifically identified as a grant or forgivable assistance by the applicable program.
Kevin Farfan and Coldwell Banker Realty are not the lender and do not determine mortgage eligibility, interest rates, APRs or loan-program approval. Buyers should obtain financing terms directly from the applicable licensed mortgage lender.
Buyer Cash-Back Incentive is offered by Kevin Farfan subject to the terms of an executed Buyer Broker Agreement, transaction eligibility, available brokerage compensation, brokerage approval where applicable, lender/title requirements, closing requirements and applicable law. Incentive is not guaranteed and may not be available on every transaction. Any credit must be properly disclosed on the settlement statement and approved as required.
Kevin Farfan is not affiliated with, employed by or acting on behalf of the Builder or the preferred Mortgage Lender. Builder names and trademarks are the property of their respective owners. Builder sales representatives represent the builder.
Equal Housing Opportunity.
Kevin Farfan LLC GRI, PSA, RENE, MRP, C-RETS
Coldwell Banker Realty
213 W. Bloomingdale Ave.
Brandon, FL. 33511
Cell 813-784-7139
